Supplemental insurance, explained
Cancer, heart & stroke insurance
in plain English.
Learn how cancer, critical illness and hospital indemnity plans work alongside your health insurance — and talk to a licensed agent when you're ready.
I’m looking for a agent
I'm researching coverage
Answer a few quick questions — what you need, what’s in the way, how you like to meet. We match you with agents who fit.
Talk to a licensed agentI’m a agent
I'm a licensed insurance agent
A verified profile, shoppers matched to your specialties, programs and events, and your own back office and CRM.
Get exclusive referralsHow matching works
Start with what you need — we’ll find the agent.
01
Tell us what you need
What you’re looking for, what’s in the way, and how you like to meet — phone, video call and in person.
02
We match on fit
Specialties, the people they work with, credentials and format.
03
You choose who to hear from
See why each agent fits. Pick who may contact you — nothing is shared without your say-so.
2 areas of focus
Supplemental health and Related coverage.
Explore
Where do you want to start?
Cancer insurance
How cancer insurance works, what it pays and who it's for.
Explore
Heart attack insurance
Critical illness coverage for heart attack and heart disease.
Explore
Stroke insurance
Coverage that pays if you have a stroke — and why it matters for recovery.
Explore
Hospital indemnity insurance
Daily and admission benefits for hospital stays.
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Critical illness insurance
One policy for cancer, heart attack and stroke — how it works.
Explore
Choosing supplemental coverage
Comparing plans, reading the fine print and working with an agent.
Explore
Who we help
Wherever you’re starting from.
People with a family history
to understand cancer, heart and stroke coverage before they need it
People with high-deductible plans
a way to cover deductibles and out-of-pocket costs
Seniors & people turning 65
to understand how cancer and hospital plans fit with Medicare
Families
affordable protection against big medical bills
Self-employed & gig workers
income protection if a serious illness stops work
Employers & HR
voluntary benefits to offer employees
Honest listings
Agents, clearly labeled.
- Credentials shown plainly. Licenses, certifications and trainings are listed as each agent provides them and checked where possible.
- You stay in control. Nothing you share goes to a agent until you choose who may contact you.
- Your details stay private. We don’t sell your information.
- No miracle promises. Agents may not promise guaranteed outcomes.
For agents
Your business, with a back office.
A verified profile, shoppers matched to your specialties, programs and events, and a CRM to follow up.
Matched requests
People choose you — you have 48 hours to reach out.
Your own CRM
Every request, stage, note and follow-up in one place.
Programs & events
Sessions, group programs, workshops and courses.
Credential badge
Licenses, certifications and trainings shown clearly.
Agent listing
Free
3 specialties · Be found in the directory
ZIP Exclusive
$1,500/mo
8 specialties · Every referral in your ZIP code — exclusively yours
State Exclusive
$4,500/mo
8 specialties · Every referral in your state — exclusively yours
Nationwide Exclusive
$32,500/mo
8 specialties · Every referral nationwide not held by a ZIP or state partner
0 agents · 0 programs & events
Questions
Frequently asked questions
Is this site an insurance company?
No. Cancer Heart Stroke Insurance is an educational website and referral directory. We explain how supplemental coverage works and connect you with independent licensed agents. We don't sell insurance or give advice about your situation.
Does cancer or critical illness insurance replace health insurance?
No. These are supplemental plans. They usually pay a set amount or a lump sum to you when a covered event happens, which you can use for deductibles, travel or bills. They are not a substitute for major medical coverage.
What's the difference between cancer insurance and critical illness insurance?
Cancer insurance covers cancer only. Critical illness insurance typically covers a list of serious conditions — often cancer, heart attack and stroke — in one policy. What's covered, and how much is paid, varies by policy and state.
Can I get coverage if I've already been diagnosed?
Often not for that condition. Many policies exclude pre-existing conditions or have waiting periods. A licensed agent can explain which options may be available to you.
How do agents receive referrals?
Licensed agents can list for free, or reserve an exclusive territory — a ZIP code, a state, or the whole country — so shoppers in that area who ask for help are connected to them.
What should I ask before buying?
Ask exactly what triggers a payment, how much is paid, any waiting periods and exclusions, whether the benefit reduces with age, and whether premiums can rise. Read the outline of coverage before you sign.